Senior Credit Analyst - Corporate Finance - FTC

Legal & General is one of Europe’s largest asset managers, providing clients and partners with complex, responsible investment solutions, across public and private markets. As a global investor, we are present where our clients most need us – from Hong Kong and Singapore, to Chicago and major European financial hubs.

Created by combining our investment management (LGIM) and asset origination (LGC) capabilities, our Asset Management division works with our Institutional Retirement and Retail divisions to benefit our clients and customers – which include individual savers, pension scheme members and global institutions – and deliver enhanced shareholder returns.

Joining us means becoming part of a market-leading team, with capabilities across the full spectrum of asset classes, with an enduring commitment to responsible investment and creating long-term, sustainable value for our clients and partners.

We’re recruiting for a Senior Credit Analyst who will be responsible for the independent credit rating analysis and assignment for both direct and bilateral transactions. The Senior Credit Analyst will assume responsibility of Corporate Finance credit ratings and will be expected to analyse credits across a number of different sectors. 

Through the objectivity and reliability of their analysis the Senior Credit Analyst will support the origination teams in their structuring and closing of transactions which will in turn present a risk / reward balance for LGIM’s customers. The implementation of the internal process and the public rating criteria ensure the Senior Credit Analyst’s independence as well as a robust and consistent internal rating. The Senior Credit Analyst will be expected to contribute to internal rating methodologies.

This role is a 6 - 12 month FTC. 

What you'll be doing:

New Credit Ratings Assessment 

• Maintaining an effective working relationship with originating teams throughout the assessment process
• Collaborating with the origination team gather and process information on proposed transactions, provide initial summary and informal feedback to the origination team, indicating a range of likely rating outcomes and the key creditworthiness drivers for the transaction.
• Providing clear guidance to the origination team to enhance the credit protections offered by the transaction to help optimize the transaction structure and documentation in order to achieve the best possible transaction 

Credit Ratings Review / Portfolio Monitoring

• Working with origination teams to ensure information flow and on-going monitoring of the counterparties/loan portfolio
• Completing the annual review cycle of credit worthiness and internal ratings on assigned portfolio

Rating Methodology / Processes

• Contributing proactively to LGIM’s internal rating procedures through suggestions of improvements or best practice
• Developing and improving support and control methodologies, templates and working tools
• Providing guidance to more junior staff or staff with less sector expertise

Data Management / Programming 

• Progressing the team’s digitalization journey

• Enabling and expanding the use of new technology (such as advanced Excel macros, Python and data visualisation)

   

Who we're looking for:

• Financial and credit analysis experience in corporate finance
• Ability to grasp trends both at a macro and micro level, and to appreciate the interaction between both levels
• Experience of attending due diligence processes/management meetings with counterparty company management
• Strong Microsoft Excel skills
• Articulate with the ability to communicate concisely and clearly in both speaking and written mediums
• Keen eye for detail and a professional approach to all tasks

Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer: 

• The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes  
• Generous pension contribution  
• Life assurance   
• Private medical insurance (permanent employees only) 
• At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday 
• Competitive family leave 
• Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice 
• There are the many discounts we offer – both for our own products and at a range of high street stores and online   
• In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart