Pricing Analyst - Home Finance

Legal & General (L&G) is a leading UK financial services group and major global investor.

We’ve been safeguarding people’s financial futures since 1836, and strive to build a better society, while improving the lives of our customers and creating value for shareholders.

We are one of the world’s largest asset managers and provide powerful asset origination capabilities. Together, these underpin our retirement and protection solutions: we are an international player in pension risk transfer, in UK and US life insurance, and in UK workplace pensions and retirement income.

L&G Retail supports the savings, protection and retirement needs of around 14 million people, through our portfolio of retail and workplace businesses.

Our Retail division helps people enjoy a more colourful retirement, both directly and through their employers, including Lifetime Mortgages, Retirement Interest Only Mortgages and financial advice on our range of lending products.

We are the UK’s number one individual life insurer, and also provide Group Protection products for employers – all helping people to plan for the unexpected. We support home buying through our Mortgage Club – the UK’s largest – and our award-winning Surveying Services team. And our fintech team finds and supports socially useful start-ups and scale-ups working in the workplace, home, insurance and wealth areas.

Joining us means helping create brighter financial futures for all our customers. 

We’re currently recruiting for a Pricing Analyst to join our Home Finance team in Solihull.

In this role you will support on the delivery of a fully integrated pricing analytics suite that will maximise commercial opportunities through the use of predictive pricing analytics to help us define market behaviours/trends and help us to optimise our pricing process, position and/or strategy accordingly.

We’re offering a competitive salary, great benefits and the opportunity to work on some cutting-edge pricing analysis work in a market leading business.

This is a hybrid working opportunity, which means you can split your working week flexibly between your home and our Solihull Offices.

What you'll be doing:

• Exploring and implementing new price analysis modelling and software (where applicable) that can be embedded into regular reporting as required
• Understanding data systems and structures within Home Finance and L&G more broadly to contribute towards improvements to these systems where possible
• Producing pricing analysis to support decision making with a focus on pricing sensitivities and forecasting
• Optimising pricing proposal generation to maximise commercial impact
• Continuously developing processes to improve performance through automation and appropriate tooling choices
• Delivering regular reports with a focus on automation and standardisation where possible
• Developing and maintaining productive working relationships with key stakeholders, including providing advice / guidance on data analytics to improve their knowledge and understanding of the pricing work
• Following appropriate governance procedures when implementing pricing changes

Who we're looking for:

• Qualification in a numerate subject with Data Science, Mathematics or Statistics being advantageous
• Ability to conduct data analysis and model development in Excel, with experience in Python and/or R being advantageous
• Proficiency in Power BI for data modelling and visualisation
• Strong problem-solving, analytical and financial skills with the ability to understand and gain insights from complex data
• Effective written and spoken communication skills, with the ability to disseminate complex information and tailor communication style to the appropriate audience
• Ability to create strong working relationships, be part of a productive team and have the confidence to contribute ideas
• Experience of using data science and analytical principles or methods (e.g. conducting A/B testing) and a familiarity with the latest advances in data analysis technology & techniques
• Previous experience working within Financial Services or Finance Functions is advantageous (with previous experience in Lifetime Mortgages being highly advantageous)

Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:

• The opportunity to participate in our annual, performance -related bonus plan and valuable share schemes
• Generous pension contribution
• Life assurance
• Healthcare Plan
• At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday
• Competitive family leave
• Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only)
• There are the many discounts we offer – both for our own products and at a range of high street stores and online
• In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart 

At L&G, we believe it's possible to generate positive returns today while helping to build a better future for all. 

If you join us, you’ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.

We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time, term-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can. 

It doesn’t matter if you don’t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.