Credit Analyst - Structured Finance

We are Legal & General Investment Management (LGIM), the asset-management arm of Legal & General Group. Our purpose is to create a better future through responsible investing. We strive to achieve this through a strong sense of partnership with our clients, working together to achieve positive long-term outcomes. We draw on industry-leading expertise to innovate constantly across public and private assets, index and active strategies. And we are a responsible investor, rising to the challenges of a rapidly changing world. 

We are truly international, present where our clients need us. Our teams around the world are highly dedicated, professional and collaborative and we draw strength from our diversity of talent. We are clear on what we stand for and our commitment to inclusivity anchors our behaviours. 

We’re recruiting for a Credit Analyst - Structured Finance to join our Credit Ratings Team. The Credit Analyst will assume primary responsibility of the structured finance sector, actively supervising the investigation and presenting their recommendations in both Credit and Investment Committees.

What you'll be doing:

• Credit rating analysis for new transactions, as part of the deal team, maintaining an effective working relationship with originating teams throughout the process.
• In collaboration with the origination team gather and process information on proposed transactions, including the review of the market, publicly rated peers, transaction structure, legal documentation.
• Portfolio monitoring, working with origination teams to ensure information flow and on-going monitoring of the loan portfolio
• Completing the annual review cycle of internal ratings on the assigned portfolio 
• Criteria development and processes, contributing proactively to LGIM’s internal rating procedures through suggestions of improvements or best practice
• Ensuring comparability of internal and external ratings approach through update of internal criteria in response to external evolution
• Data management, identifying, designing and implementing internal process improvement

Who we're looking for:

• Financial and credit analysis experience in the structured finance sector. Exposure to CLO and/or equity release mortgages would be considered an advantage.
• Experience of attending due diligence processes/management meetings with counterparty company management
• Strong Microsoft Excel skills, some programming experience in Python / SQL desirable
• Articulate with the ability to communicate concisely and clearly in both speaking and written mediums
• Team player
• · Keen eye for detail and a professional approach to all tasks
• · Strong drive to improve and optimise processes

Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer: 

• The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes  
• Generous pension contribution  
• Life assurance   
• Private medical insurance (permanent employees only) 
• At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday 
• Competitive family leave 
• Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice 
• There are the many discounts we offer – both for our own products and at a range of high street stores and online   
• In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart 

Legal & General is a leading financial services organisation, named Britain’s Most Admired Company in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future.  

We’re one of the world's largest asset managers, homebuilders, pension providers and insurers. Connecting to form a unique business model which drives value for our customers and society. And enabling our people to create impact through work that is meaningful and valued.  

If you join us, you’ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.  

We strive to be open, mindful, and inclusive, so are always willing to discussing flexible working arrangements and reasonable accommodations for candidates with specific needs. It doesn’t matter if you don’t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose. 

If you’re open to find out more, we'd love to hear from you.