Claims Assessor - Group Protection

Legal & General (L&G) is a leading UK financial services group and major global investor.

We’ve been safeguarding people’s financial futures since 1836, and strive to build a better society, while improving the lives of our customers and creating value for shareholders.

We are one of the world’s largest asset managers and provide powerful asset origination capabilities. Together, these underpin our retirement and protection solutions: we are an international player in pension risk transfer, in UK and US life insurance, and in UK workplace pensions and retirement income.

L&G Retail supports the savings, protection and retirement needs of around 14 million people, through our portfolio of retail and workplace businesses.

Our Retail division helps people enjoy a more colourful retirement, both directly and through their employers, including Lifetime Mortgages, Retirement Interest Only Mortgages and financial advice on our range of lending products.

We are the UK’s number one individual life insurer, and also provide Group Protection products for employers – all helping people to plan for the unexpected. We support home buying through our Mortgage Club – the UK’s largest – and our award-winning Surveying Services team. And our fintech team finds and supports socially useful start-ups and scale-ups working in the workplace, home, insurance and wealth areas.

Joining us means helping create brighter financial futures for all our customers. 

We are recruiting for Medical Claims Assessors to join us in our Group Protection department.

You will work Monday-Friday on a hybrid basis in our Hove office and earn a base salary of up to £42,000, dependant on experience.

What you'll be doing:

• You’ll provide pro-active and comprehensive claims assessment and management services for a defined account portfolio, and checking liability with your authority level
• Assessing and triaging Group Protection claims, deciding what medical evidence to obtain in line with L&G’s philosophies
• Providing a comprehensive assessment of Group Protection claims and determining liability, while meeting the expectations of our clients and stakeholders
• Cultivating effective relationships with IFA’s and Policyholders (employers), to maximise the effectiveness of our benefit management processes, including the provision of support for the portfolio management of defined schemes
• Assisting in the provision of Management Data on portfolio accounts which analyses performance and identifies key trends
• Training, mentoring, and developing other members of the claims team
• Developing processes that deliver compliant and consistent levels of service, such that our customer and client expectations are met

Who we're looking for:

• Medical assessing experience 
• In depth knowledge of Group Protection or Income Protection products
• Understanding of medical conditions and the effect these can have on someone's ability to work
• Strong written and verbal communication skills; analytical and risk management skills; ability to be creative and strategic thinking
• Proficiency in Microsoft office suite and IT savvy
• Strong claims medical assessment skills

Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:

• The opportunity to participate in our annual, performance -related bonus plan and valuable share schemes
• Generous pension contribution
• Life assurance
• Healthcare Plan (permanent employees only)
• At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday
• Competitive family leave
• Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only)
• There are the many discounts we offer – both for our own products and at a range of high street stores and online
• In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart 

At L&G, we believe it's possible to generate positive returns today while helping to build a better future for all. 

If you join us, you’ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.

We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time, term-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can. 

It doesn’t matter if you don’t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.